COVID-19 BUSINESS INFORMATION


State of Maryland:

Maryland COVID-19 Business Response: Check this resource for information on business closures & restrictions (including the text of executive orders and interpretive guidance), information on the Public Health Emergency Protection Act, Financial Assistance & Taxes, Employer & Worker Assistance, Licensing & Permitting information and more.

Letter of Clearance for Essential Workers: Currently, there is not a state-issued “Letter of Clearance” or similar document for employees of essential businesses to carry. It is recommended that employers draft and print their own letters containing: name and address of the employee; name and address of the business; nature of the employee’s work and reasons why it fits the definition of essential and employer’s signature and contact information. Employees should have this letter on their person when traveling to-from work.

State Tax Extensions: Maryland business and individual income taxpayers will be given a 90-day extension for tax payments. No interest or penalty for late payments will be imposed if 2019 tax payments are made by July 15, 2020. Reach out to taxpayerrelief@marylandtaxes.gov with questions. Comptroller Franchot also extended business-related tax filing deadlines to June 1. Businesses who paid their Maryland Sales & Use Taxes for March early may request a refund of their payment by emailing taxpayerrelief@marylandtaxes.gov or by calling 410-260-4020.  More SDAT information here.

Barber and Hair Salon Service to Essential Workers: As of April 20, the Governor’s Office of Legal Counsel has issued new Interpretive Guidance  regarding barber and hair salon service to essential workers. It is generally assumed that this enforcement recommendation will be used for military personnel, first responders and other essential workers required to maintain certain, well-documented grooming standards as part of their profession, or where ungroomed hair could pose a safety risk.  

Frederick County:

Frederick County Office of Economic Development and Orases have partnered to create a Frederick County Business Financial Tool. This tool will be updated as loans and grants change to provide the most current information on interest rates, terms, borrowers requirements and eligible funding uses. On the top of page 2, there are links to the website for each program in hopes to streamline for businesses.

City of Frederick:

The City of Frederick COVID-19 Response webpage provides the most current information related to the impact of COVID-19 on City services.

Parking in Downtown Frederick: During state-mandated closures, the City of Frederick has established “curbside pickup parking zones.” These zones are located throughout Downtown Frederick and residents may park in the street meter zones for 10 minutes, or in parking garages for up to 30 minutes, to pickup their carryout orders from local restaurants with no payment necessary. Additionally, daytime meter enforcement has been suspended and April fees waived for monthly pass holders of public parking garages and surface lots managed by the City. All other parking restrictions remain in effect to support the City’s efforts to protect life, health and safety of our residents.

Building and Permits Online Portal: Beginning on April 1, The City of Frederick has created an online portal to submit applications, plans and fee payments for work with the Planning, Engineering and Building Departments. Learn more here.

City Bills: All due dates for City bills, permits, licensures, and citations will be extended to thirty days after the State of the Emergency ends. If you would like to pay bills or citations at this time, please note that City facilities are closed to the public. Payments can be made online or via drop boxes at the appropriate City location. For questions, please call 301-600-1380 or visit cityoffrederickmd.gov/covid19.


SMALL BUSINESS FINANCIAL ASSISTANCE


General Funding Related Resources:

The SBA is staffed 24/7 at 202-765-1264 for assistance with the Economic Injury Disaster Loan process. There are also Daily SBA Conference Calls Monday through Friday to provide updates and allow you to ask questions.

  • 3:00PM (M-F): 202-765-1264, Conf Call ID# 827-299-626
  • 5:30PM (M-F): 202-765-1264, Conf Call ID# 310-688-488

SBDC Assistance with Federal Applications: The SBDC has received an infusion of funding to assist small businesses with federal COVID-19 resources. Contact your local Frederick SBDC counselor (Robert Bower, rbower@umd.edu or 301-600-1967) for direct assistance with federal applications.

  • The SBDC hosted a webinar on April 16 called The Counselor Is In: Q&A With Maryland SBDC Business Consultants, during which SBDC counselors responded to questions submitted by Frederick businesses. View the webinar slides here and the complete list of questions and answers here.

COVID-19 Small Business Survival Guide: Created by the Maryland SBDC, this excellent resource is frequently updated. Updated May 13. Subscribe to the SBA for email updates via www.sba.gov/updates and follow the SBA on Twitter at @SBAgov for the latest news on available SBA resources and services.

Maryland Business Relief Wizard: Navigational tool to connect businesses with the resources and programming for which they’re eligible.

General SBA guidance for businesses can be found here. If you need additional help navigating the SBA process, Maryland SBDC can help.

COVID-19 Emergency Relief Funds Webinar: This webinar (originally presented March 31, 2020) provides updates from the SBDC on new and existing financial resources for small businesses. A recorded version of the entire webinar is available on SBDC’s GoToStage Channel.

Maryland Department of Labor Financial Relief Guide Relatively comprehensive guide to financial relief resources and consumer protections including topics such as federal stimulus payments, loans (home, auto, personal, etc), insurance, utility services, etc.

Loan Comparison GuideThe SBA has created a Coronavirus Pandemic Disaster Loans Comparison chart that compares the details of the PPP program, EIDL (loan and forgivable advance), the SBA Express Bridge Loans and SBA Express.

Federal:
** THE APPLICATION PORTAL FOR THE PPP PROGRAM REOPENED AT 10:30AM ON MONDAY, APRIL 27. **

Paycheck Protection Program (PPP): Provides $350 billion to help small businesses and nonprofits keep workers employed amid the pandemic. Applications are now available and can be downloaded here. PPP Loans are accessed through current SBA lenders. More lenders are anticipated to be added to the program. A portion of the emergency loans may be forgivable.

Contact your own lender as soon as possible to see if your business is eligible to lend under this program. There is a funding cap on this program, so the U.S. Treasury Department urges businesses to submit their applications as quickly as they can. More info available here and a list of FAQ’s (updated May 19th) available here.

PPP has two application timeframes. Small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders beginning on April 3. Independent contractors and self-employed individuals can begin applying on April 10. Proceeds from these loans can be used toward payroll costs (including benefits), interest on mortgage obligations incurred before February 15, rent under lease agreements in force before February 15, and utilities for which service began before February 15.

Resources for Applying for the Paycheck Protection Program: Information may be accessed by visiting the Treasury or SBA websites; Additional resources include Coronavirus Emergency Loans: Small Business Guide and Checklist and CARES Act Executive Summary for Restaurants (PPP) and Small Business Loans Side-by-Side (compares EIDL & PPP loans)

Tracking PPP Expenses: Quickbooks tutorial on tracking loan spending to ensure you qualify for forgiveness under the Paycheck Protection Program.

PPP Loan Forgiveness: The U.S. Chamber of Commerce has released an updated Guide to PPP Loan Forgiveness to help businesses navigate loan forgiveness under the Paycheck Protection Program.

Paycheck Protection Plan Loan Forgiveness Guidance: Application and instructions, including several measures to reduce compliance burdens and simplify the process for borrowers. Key updates:

  • Options for borrowers to calculate payroll costs using an “alternative payroll covered period” that aligns with borrowers’ regular payroll cycles
  • Flexibility to include eligible payroll and non-payroll expenses paid or incurred during the eight-week period after receiving their PPP loan
  • Step-by-step instructions on how to perform the calculations required by the CARES Act to confirm eligibility for loan forgiveness
  • Borrower-friendly implementation of statutory exemptions from loan forgiveness reduction based on rehiring by June 30
  • Addition of a new exemption from the loan forgiveness reduction for borrowers who have made a good-faith, written offer to rehire workers that was declined
** AS OF MONDAY, APRIL 27 THE SBA RESUMED PROCESSING EIDL LOAN AND ADVANCE APPLICATIONS THAT WERE ALREADY IN THE QUEUE ON A FIRST COME, FIRST-SERVED BASIS. INFORMATION ON HOW TO SUBMIT NEW APPLICATIONS WILL BE PROVIDED ONCE IT’S AVAILABLE. **

SBA Economic Injury Disaster Loan (EIDL) Program: Provides small businesses with working capital loans at a 3.75% interest rate (2.75% interest rate for nonprofits). SBA Loans approved based on an applicant’s credit score. Loans smaller than $200,000 can be approved without a personal guarantee.

As of April 16, the SBA may be limiting the initial loan disbursements to two months of working capital up to a maximum of $15,000 per applicant. This loan disbursement can be in addition to an Advance (or forgivable grant) of up to $10,000 per business. The Advance is calculated at $1000 per employee. See text below for more information on the SBA EIDL Advance program.  

Visit the SBA’s website to apply. If you are having trouble submitting the application online, it can also be mailed or faxed to the SBA.

Resources for Completing your EIDL Application: Slides from the March 24 webinar, “COVID-19 Emergency Relief Funds: State & Federal Resources for Small Businesses” and the Step-by-Step EIDL application guide and Small Business Loans Side-by-Side (compares EIDL & PPP loans)

SBA EIDL Advance: All those applying for an EIDL loan will be eligible for up to a $10,000 emergency loan advance. Up to $10,000 of the loan advance is forgivable. This advance may be available even if your EIDL application was declined or is still pending.

Clarification on EIDL Advance: The SBA clarified that the $10,000 advance as part of the EIDL is actually $1,000 per employee, up to $10,000.

Applicants must certify under the threat of perjury that they believe they are eligible for the EIDL loan. Qualified expenses for the EIDL Advance include providing paid sick leave to employees unable to work due to the direct effect of COVID-19, maintaining payroll to retain employees during business disruptions/substantial slowdowns, meeting increased costs to obtain materials unavailable from the applicant’s original source due to interrupted supply chains, making rent/mortgage payments and repaying obligations that cannot be met due to revenue losses.

If you wish to apply for an advance on your EIDL loan, fill out the new, streamlined application on the SBA’s website as soon as possible. Companies that applied for the EIDL before Monday, March 30 need to reapply in order to be eligible for the advance. Applying for the advance will not impact the status or slow your existing application.

Debt Relief for Small Business Owners: The Small Business Debt Relief Program created by the CARES Act will provide debt relief for small business owners that hold an existing SBA 7(a), 504, or microloan. The US Small Business Administration will make all payments on loans of these types for a period of six (6) months, including principal, interest, and fees. This relief is also available to new borrowers who take out a loan of this type within six months of the CARES Act becoming law. Application for this loan does not exclude application for financing through the Payroll Protection Program.

Federal Employee Retention Tax Credit (part of the CARES Act): 50% refundable tax credit for up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19. Learn more here. Additional Q&A style information available from the U.S. Department of the Treasury here.

SBA Express Bridge Loans: Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on EIDL, they may quality for an SBA Express Disaster Bridge Loan.

SBA Microloan Program: The SBA Microloan Program gives small business borrowers greater access to loans, providing small businesses with loans up to $50,000, as well as business-based training and technical assistance. This program is available to sole proprietors.

Additional SBA Assistance for Standard Loan Programs: The CARES Act includes $17 billion in funding to provide relief to small businesses with standard SBA 7(a), 504, or microloans. SBA will pay the principal, interest, and fees of new 7(a), 504, and microloans for a period of six months, for loans issued prior to September 27, 2020.  If you currently have a 7(a), 504, or microloan, SBA will pay the principal, interest, and fees for a period of six months. Contact your lender or go here for more information.

NEH Emergency Relief Funding: Through a new CARES Act program, the National Endowment for the Humanities is now offering up to $300,000 grants to cultural institutions affected by coronavirus in order to help stabilize humanities organizations nationwide. Find more information here.

U.S. Treasury Main Street Lending Program: Businesses may be eligible for loans if they have 15,000 employees or fewer, or had 2019 revenues of $5 billion or less. Minimum loan amount is $500,000. Once the program is operational, interested small and medium-sized businesses can apply for program loans by contacting an eligible lender. Updated guidance, FAQs, and facility term sheets here.

State:

Maryland Small Business COVID-19 Emergency Relief Loan & Grant Funds: As of 5PM on April 6, the Maryland Department of Commerce is no longer accepting new applications for its Small Business COVID-19 Relief Grant and Loan Programs. All applications that have been submitted are currently being reviewed in the order received. Applicants who have already submitted a loan or grant application should create a One Stop account in the Maryland One Stop portal if they have not already. 

Maryland COVID-19 Emergency Relief Manufacturing Fund: As of April 21, this fund is no longer accepting new applications. Manufacturers that have applications started, in process, have until 5:00PM Wednesday, April 22 to complete their applications.

Work Sharing: Work Sharing is a voluntary program through the Maryland Department of Labor, which provides an alternative to layoffs for employers faced with a temporary, non-cyclical decline in business due to lower economic activity. The program is designed to avoid layoffs by allowing employers to reduce an employee group’s hours by a percentage equal to the total reduction of hours that would have been achieved by a layoff. Employees in that group are then eligible for a percentage of Unemployment Insurance (UI) equal to the percentage of their reduced hours. Example: Reduce a group’s hours to 80% of what they normally work, those employees are now eligible for 20% of UI benefits. Learn more here.

City:

City of Frederick Micro-Grant Program: No longer accepting applications due to overwhelming response. The first round of checks should be distributed on Friday, April 3. Contributions to the fund are encouraged to help meet the demand from applications already received by the City of Frederick.

County:

Jump Start Frederick County Business Grants: $5 million grant program to support local small businesses and farmers. Jump Start grants are designed to assist small for-profit businesses and nonprofit organizations that experienced financial loss caused by the coronavirus. The county’s Office of Economic Development will administer the program.

Applications will be accepted from 7 AM Thursday, May 28, until 11:59 PM Friday, June 5. Application website: frederickcountymd.gov/jumpstart. The Frederick County Jump Start Grants Program offers three grant opportunities:

  • Full-time Farmer Grants: $6,000 in one-time funds to qualifying full-time farmers.
  • Small Business Grants: $10,000 in one-time funds for businesses with physical commercial space and with 10-50 employees, full or part-time. Businesses can be for-profit or nonprofit.
  • Micro Business Grants: $3,300 in one-time funds for businesses with up to nine employees. Employees can be W-2 or 1099 employees of a for-profit or nonprofit business, including sole proprietors. Micro businesses must have physical commercial space to qualify.

Businesses must be located in Frederick County, or have more than 50% of employees or gross sales at their Frederick County location; employ 50 or fewer full-time-equivalent employees; and have incurred financial losses as a result of the public emergency.


ADDITIONAL RESOURCES & PRIVATE FINANCIAL ASSISTANCE


Fattmerchant, a payment technology provider, has partnered with Gift Up! to allow its clients to sell virtual gift cards. Gift Up! is waiving its usual 3.49% fee for Fattmerchant’s members’ first $5,000 in gift card sales. 

FedEx discounts are available to Downtown Frederick retailers under the Maryland Retailers Association’s partnership with PartnerShip. Enroll in the MRA Shipping Program here and learn more about the program’s offerings here.

FedEx is offering 200 $5,000 grants to for-profit businesses with less than $5 million in 2019 revenue and fewer than 50 employees. The business must have shipped in the last 12 months and/or plan to ship in the coming 12 months. 

GoFundMe has partnered with Yelp to allow independent businesses to start fundraisers and accept donations through Yelp’s pages. The Yelp Foundation and GoFundMe also both pledged to donate up to $1 million to the GoFundMe.org Small Business Relief Fund.

Google is donating more than $800 million to support small businesses, health organizations, governments, and health workers impacted by Covid-19. The amount includes $340 million in Google Ads credits for small and midsize businesses with active accounts in the past year.

Hootsuite, the social media management platform, is offering free access to its professional plan through July 1.

Idea Cafe offers Small Business Grants up to $4,000, which can be used for needs such as purchasing computers, hiring part-time help, and creating marketing materials.

The James Beard Foundation has launched the Food and Beverage Industry Relief Fund. The organization will draw support from corporate, foundation, and individual donors to offer micro-grants to restaurants, bars, and other independent businesses in the industry.

Kabbage launched an online hub to help boost sales for U.S small businesses impacted by COVID-19, including a system through which businesses can sell gift cards to consumers for use at a later date.

Kangaroo wants to support business owners who are unable to be physically presentat their offices: The security startup is offering free (for three months) security camera and monitoring kits.

Kiva, an organization that offers 0% interest loans to entrepreneurs in the U.S., has expanded eligibility and increased loan size for small businesses impacted by the spread of COVID-19.

LISC Small Business Relief Grants: Applications will be reviewed based on criteria designed to prioritize particularly challenged businesses. Final grantees will be randomly selected from the top scoring applicants. Third round of funding opens on May 14th. 

MainVest, a crowdfunding platform, announced its new Main Street Initiative: a $2,000, 0% interest, 120-day loan for restaurants or other brick-and-mortars affected by the shutdown, in addition to its normal fundraising offerings.

The National Restaurant Association Education Foundation launched the Restaurant Employee Relief Fund to help restaurant workers in need. 

Ogden Newspapers (the owner of the Frederick News-Post) has established a Community Marketing Grant fund to assist locally owned businesses with marketing costs. A total of $1,000,000 in matching advertising dollars is available, and grant funds can be used toward print or digital advertising in your local Ogden Newspapers publication. Grants available for April, May and June.

OLD BAY, McCormick for Chefs, and CORECares Foundation are offering grants valued at up to $2,500 to Maryland restaurants impacted by COVID-19 through their Maryland Restaurants Relief Fund.

Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants and people of color, is collaborating with investors and nonprofits to put together a coronavirus relief fund that will provide grants and low-interest-rate loans to business owners in need.

The Restaurant Workers’ Community Foundation formed a COVID-19 Emergency Relief Fund for small businesses and their restaurant workers.

Ring announced its Neighbor Pledge initiative, which encourages individuals and groups to create pledge groups to support local businesses.

Seated launched a hotline for restaurant owners to get advice from finance and law experts in the hospitality industry.  

Shopify, the e-commerce platform, is offering an extended 90-day trial for new customers. For those of you currently on a 14-day trial, you can extend it at no charge to 90 days.

Tech Frederick Assistance: Tech Frederick has compiled a listing of local organizations and individuals who offered their FREE virtual assistance for any Downtown Frederick retail businesses in need. The first column displays the area of expertise they are able to help with, and the point of contact is listed. If you have any questions on the directory or need further assistance with matching up, contact Amy Pontius.

U.S. Chamber of Commerce Foundation has created the Save Small Business Fund, which awards $5,000 grants on a weekly basis. To qualify, businesses must employ between 3-20 people, be located in an economically vulnerable community and have been harmed financially by the COVID-19 pandemic. The 21701 zip code is eligible for funds.

Verizon is donating $2.5 million to nonprofit Local Initiatives Support Corporation for its Small Business Covid-19 Recovery Fund, which will use the funds to provide grants of up to $10,000 to struggling businesses.

Wefunder, an investment crowdfunding platform, launched a Coronavirus Crisis Loans program enabling small businesses to crowdfund loans of $20,000 to $1 million from supporters.

WiYNN, a marketing firm based out of Hagerstown, is providing free online ordering for Downtown Frederick restaurants. Contact Dustin Ecton for more information.

Yelp announced $25 million in relief to help local restaurants and bars in the form of waived advertising fees, free advertising, and products and services.



Face Coverings, Social Distancing & Sanitation Requirements: Governor Hogan has issued an Executive Order that requires all employees and customers (over the age of 9) of retail and food service establishments, as well as public transportation, to wear face coverings beginning on April 18. Additionally, retailers must post signage at each entrance advising customers about the requirement to wear face coverings. Appropriate signage and markings to reinforce social distancing and six-foot spacing must also be displayed where any queue is expected to form.

Businesses who use shared equipment, such as baskets or hand carts, must provide sanitation equipment, such as handiwipes or alcohol swabs, for individual use. Retail businesses also are required to provide employees and customers with access to clean restrooms stocked with soap and sanitizer, and must allow employees to wash their hands at least every 30 minutes.

Face Masks, Sanitizer & Medical Supplies: The Maryland Retailers Association has provided a list of Maryland businesses selling face masks, hand sanitizer, and other critical medical supplies. Download the MRA’s list here. Downtown Frederick Partnership encourages you to work with local Frederick suppliers whenever possible. Downtown Frederick distilleries are also producing hand sanitizer, including Tenth Ward Distilling Company and McClintock Distilling.

What to do if an employee tests positive: The CDC has provided this set of guidelines on steps an employer should take in the event that an employee tests positive for COVID-19.

Critical Infrastructure Worker Guidance: Effective April 8, 2020, the CDC has issued new guidance for the management of critical infrastructure workers who may have been exposed to COVID-19. The new guidance allows critical infrastructure workers to continue working after a potential exposure to COVID-19, provided they remain asymptomatic and additional precautions are implemented to protect them and the community. View the Maryland Department of Health’s (MDH) updated interim guidance for employers and businesses here.

Paid Sick Leave/Family and Medical Leave Mandates: Small businesses (fewer than 500 employees) are mandated to provide paid sick leave and paid family and medical leave beginning April 1. Eligible employers may claim a fully refundable tax credit equal to the required paid sick leave. Small businesses with fewer than 50 employees may qualify for an exemption.

The Department’s Wage and Hour Division (WHD) has posted a temporary rule issuing regulations pursuant to this new law, effective April 1, 2020. Review the temporary rule here. This same link also includes a number of plain-language compliance assistance materials to explain the FFCRA’s benefits and requirements. The IRS website and Families First Coronavirus Response Act: Questions and Answers provides additional information about Tax Credits for Qualified Sick Leave Wages.

Small Business Exemption: An employer, including a nonprofit organization, with fewer than 50 employees is exempt from providing Paid Sick Leave (PSL) #5 (school or place of child care closed/unavailable due to COVID-19) and Emergency Family Medical Leave (EFML) when doing so would jeopardize the viability of the small business as a going concern. A small business may claim this exemption if an authorized officer of the business has determined that:

  • The provision of paid sick leave or expanded family and medical leave would result in the small business’s expenses and financial obligations exceeding available business revenues and cause the small business to cease operating at a minimal capacity; or
  • The absence of the employee or employees requesting paid sick leave or expanded family and medical leave would entail a substantial risk to the financial health or operational capabilities of the small business because of their specialized skills, knowledge of the business, or responsibilities; or
  • There are not sufficient workers who are able, willing, and qualified, and who will be available at the time and place needed, to perform the labor or services provided by the employee or employees requesting paid sick leave or expanded family and medical leave, and these labor or services are needed for the small business to operate at a minimal capacity. 

If not offering leave, be prepared to document why.

As mandated by the Families First Coronavirus Recovery Act, all workplaces must post this flyer. If your employees are working remotely, please email the flyer to your staff.


EMPLOYEE RESOURCES


Unemployment Insurance:

The Division of Unemployment Insurance is housed under the Maryland Department of Labor. View a list of FAQ’s about COVID-19 and Maryland’s unemployment insurance on their website here.

  • Maryland will provide all three expanded unemployment programs created by the CARES Act: Pandemic Unemployment Assistance (PUA), Federal Pandemic Unemployment Compensation, and Pandemic Emergency Unemployment Compensation. Upon availability, benefits will be paid back to the earliest date of eligibility.  A good FAQ on the benefits available can be found here.
  • The Unemployment Insurance portal for non-W2 workers opened on April 24.
  • The Maryland Department of Labor launched a new one-stop unemployment insurance application to allow all Marylanders to file all types of claims entirely online. This includes those who are eligible for regular benefits, CARES Act benefits, and individuals who were previously required to file by phone.
  • If you have technical questions, e-mail BEACON.support@maryland.gov. In your e-mail, make sure to include your full legal name, complete address, phone number, e-mail address, the last four digits of your Social Security number, claimant ID number, and/or a brief description of the issue you are experiencing.

Resources for Completing your Unemployment Insurance Application: Unemployment Guide from the Maryland Department of Labor and Updates about Scheduled Maintenance, Virtual Waiting Lines & Gating System and the Beacon One-Stop Application Username and Password Handbook

Tutorial Videos Produced by the Maryland Department of Labor:

Health Insurance:

Maryland Health Care Enrollment: As part of the state’s overall response to the coronavirus, and in an effort to prioritize health and safety, Maryland Health Connection opened a new special enrollment period for uninsured Marylanders. The coronavirus emergency special enrollment period will begin in March and ends Monday, June 15.

  • COVID-19 information for individuals already covered through a Marketplace plan can be found here

Key Information on Health Insurance Under the Affordable Care Act: The Centers for Medicare & Medicaid Services has provided a tip sheet on accessing health insurance through the ACA Marketplace for employees who do not receive health benefits through their employer, as well as Health Insurance Marketplace information for businesses impacted by COVID-19.

Employee Guidance:

The Office of Maryland Attorney General Brian Frosh released a COVID-19 Employee FAQ answering some of the most commonly asked questions related to unemployment, time off, tips, benefits and more.

Job Seeker Resources: 

Free Resource for Job Seekers: The Frederick News Post is extending a free job-matching service to Frederick County residents affected by the Coronavirus pandemic. Job seeker listings will be run daily in The News-Post and posted online. To protect the job seeker’s privacy, the FNP will publish only a first name and your preferred method of contact along with your recent job history and job preferences. Your full name and address will not appear online or in print.

Frederick County Workforce Services: Workforce services has jobs available in warehouse/grocery related roles. Those interested should fill out the online form you see when you click on the website link and, probably more importantly, sign up for email updates on future job listings.

  • Workforce Services has also compiled answers to the 5 Most Frequently Asked Questions from Businesses related to COVID-19. Questions are related to eligibility for unemployment insurance as a sole proprietor, whether employees of essential businesses need to carry a letter, how to handle a reduction in hours for your staff, where to start with the CARES Act, and supporting essential staff who are still required to work in public.

Census Jobs (info from United Way): The Census Bureau is still hiring good paying jobs locally. An important point for those that apply is that once you apply you should answer all phone calls you get (even ones labeled Spam) as that may be the only way you are notified for an interview. Apply online at 2020census.gov/jobs.

Justice Jobs of Maryland is a free nonprofit jobs office. Justice Jobs is open, taking new applicants, and providing full services remotely. Open jobs include food service (drive-thru and delivery), grocery and big box stores (cashier, stocker), warehouses, patient intake/receptionist, institutional food service (medical and assisted living), office cleaning, manufacturing, and order fulfillment. Justice Jobs helps all types of people, including but not limited to those who have been judicially-involved. Employers or applicants, please call 301-360-3502 or email info@justicejobsmd.org.

Health: 

Mental Health Association: 226 S Jefferson St, Frederick, MD 21701 • 301.663.0011 • website

Frederick County Health Department: 350 Montevue Ln, Frederick, MD 21702 • 301.600.1029 • website

Behavioral Health Partners: 604 Solarex Ct, Frederick, MD 21703 • 301.663.8263 • website

Heartly House: P.O. Box 857, Frederick, MD 21705 • 301.662.8800 • website

Whitesell Pharmacy: 236 N Market St, Frederick, MD 21701 • 301.662.4848 • website

Assistance with Rent/Utilities:

Religious Coalition for Emergency Human Needs: 27 Degrange St, Frederick, MD 21701 • 301.631.2670 • website

Food Services:

Frederick Community Action Agency (Food Bank): 100 S Market St, Frederick, MD 21701 • 301.600.1506 • website

Frederick Rescue Mission (Food Distribution Center): 419 W South St, Frederick, MD 21701 • 301.695.6633 • website

Other Resources:

Spanish Speaking Community of Frederick County: 329 S Jefferson St, Frederick, MD 21701 • 240.877.7466 • website

The Salvation Army: 223 W 5th St, Frederick, MD 21701 • 301.662.2311 • website

Virtual Tip Jar:

A virtual tip jar has been set up to help Frederick County employees in the service industry (servers, bartenders, stylists, baristas, etc.) who rely on tips, and who may be missing a major chunk of their income right now. If you’re a service industry employee who wants to submit your info to the list, there is a link at the top of the Tip Jar to apply.


HEALTH INFORMATION


Frederick County COVID-19 Dashboard allows the public to track local COVID-19 statistics. The dashboard includes charts and data about testing, cases, and hospitalizations, which will be updated daily. Statistics on nursing homes will be updated each week. 

Frederick County Health Department provides information on the current status of COVID-19 in Frederick County.

Maryland Department of Health provides information and tracks the number of Maryland residents impacted to date by COVID-19.